Author Archive
14 Jun 2013
How to Avoid Escrow on Mortgages
By Daniel Lewis On 14 June 2013 In Blog
Escrow accounts are generally used to hold money which needs to be distributed or disbursed, in order to make sure that it is. If you purchase a house, you will need to pay taxes and insurance, which
14 Jun 2013
How to Become a Mortgage Loan Broker
By Daniel Lewis On 14 June 2013 In Blog
A Mortgage is an instrument used to borrow money on account of collateral (usually property), which is placed under a consensual lien, until the borrower repays the debt and the related interest. A mortgage loan broker is
14 Jun 2013
How to Rent a Vacation Home in Canada
By Daniel Lewis On 14 June 2013 In Blog
There are several benefits of renting a vacation home, especially in Canada, which is home to the Niagara Falls, and has diverse cities for tourists, ranging from the calm capital Ottawa, the huge and diverse Toronto to
14 Jun 2013
Cooperative Housing Federation of Canada
By Daniel Lewis On 14 June 2013 In Blog
The Cooperative Housing Federation of Canada is a formal entity, representing the Canadian co-operative housing movement. Cooperatives can be formed regarding anything, food, credit, daycare, labor and housing. Housing co-ops facilitate their members when it comes to
14 Jun 2013
Is Homeownership Right for You?
By Daniel Lewis On 14 June 2013 In Blog
You, like anyone else, would not mind a home of your own. If you have saved money, or have prepared the finances by getting a mortgage, and are ready to jump into the real estate market for
13 Jun 2013
How to Read a Property Survey
By Daniel Lewis On 13 June 2013 In Blog
Reading a property survey is essential before you purchase any real estate, in order to assess its merits and find out more about its zoning, boundaries and connections. Usually certified land surveyors are responsible for conducting these
13 Jun 2013
Affordable Housing in Canada
By Daniel Lewis On 13 June 2013 In Blog
The Canada Mortgage and Housing Corporation is primarily responsible for facilitating housing for Canadians and making it easier for them to meet their needs. However, the real estate sector in Canada is efficient and around 80% of
13 Jun 2013
Current Real Estate Market in Canada
By Daniel Lewis On 13 June 2013 In Blog
The Organization for Economic Co-operation and Development (OECD) prepared a world-wide report recently, according to which Canada, joined by Norway and New Zealand, has one of the most overvalued real estate markets globally. The report says, “Economies
13 Jun 2013
Buying a Property in Canada
By Daniel Lewis On 13 June 2013 In Blog
Owning property is something everyone desires, and buying a property in Canada is not very hard, because the government has many programs in place to facilitate you. Save money Preparing the finances for a purchase is your
13 Jun 2013
What is Adverse Possession?
By Daniel Lewis On 13 June 2013 In Blog
Adverse possession describes the case where a third party, a ‘squatter’, gains lawful title to your land, because he/she enjoyed actual possession and use of it, without interruption or deceit and did so openly and obviously for
13 Jun 2013
How Does a Property Lien Work
By Daniel Lewis On 13 June 2013 In Blog
The word lien, in law, means a right over a property, exercised to recover a debt. Hence, the legal right to possess a property in order to satisfy a debt is known as a property lien. While
13 Jun 2013
How Much Commission do Realtors Make
By Daniel Lewis On 13 June 2013 In Blog
A Realtor in Canada is not the same as a real estate agent. REALTORS® are licensed real estate agents who have a membership with The Canadian Real Estate Association (CREA). These professionals are bound by a code
13 Jun 2013
How to Finance a Home Construction
By Daniel Lewis On 13 June 2013 In Blog
Owning your own house is not easy and even if you have the land for it, erecting the building of your dreams can be extremely hard, even more so than purchasing a pre-built house. However, if you
12 Jun 2013
How to Hire a Real Estate Lawyer
By Daniel Lewis On 12 June 2013 In Blog
Hiring a real estate lawyer can benefit you in many ways. They know the law and have the experience which allows them to spot and resolve any issues that may arise from your real estate transaction. Your
12 Jun 2013
How to Advertise Real Estate
By Daniel Lewis On 12 June 2013 In Blog
Advertisement is essential for selling anything, be it a car, a cat or a house. When it comes to real estate however, classified ads are the best and most effective ways to advertise. Your target audience will
12 Jun 2013
What is Appraisal and Home Inspection
By Daniel Lewis On 12 June 2013 In Blog
Buying a house is perhaps the most important thing in a person’s life, and it needs your full attention before you make a decision. It is imperative that you find out everything about the property you are
12 Jun 2013
Benifits of Working with a Realtor
By Daniel Lewis On 12 June 2013 In Blog
Buying or a selling a property, especially a home, is one of the most important as well as the most complicated transactions one makes in his/her life. It is a complex process that involves detailed market research,
12 Jun 2013
Side Yard Landscaping Ideas
By Daniel Lewis On 12 June 2013 In Blog
A side yard is the uncovered, unused area on either side of a house. Many people find it difficult to find a landscape plan for that little stretch of land. If your new home also has a
12 Jun 2013
How to Buy a Home With a Low Income
By Daniel Lewis On 12 June 2013 In Blog
Everybody dreams of buying and owning his/her own home, but given the escalating real estate prices, people with average incomes are left with just a dream. However, if you are a disciplined enough to stick to a
12 Jun 2013
How to Lease Purchase a Home
By Daniel Lewis On 12 June 2013 In Blog
Lease purchase is a renting agreement which includes the option to buy the lease property later on. Such an agreement is useful if you want a specific house but your finances are not in order. Signing a